IDEAL BALANCE

How to Budget, Get Out of Debt, Save Money + Systems to Organize Your Finances

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  • Tired of living paycheck to paycheck? Get rid of paycheck anxiety and stress with this system to systemize your paychecks.

    Tired of living paycheck to paycheck? Get rid of paycheck anxiety and stress with this system to systemize your paychecks.

    People are stuck living paycheck to paycheck. When a paycheck arrives, they desperately try to make it do all of these magical things and then white-knuckle it until the next paycheck. That’s not great. Our paycheck plan makes every paycheck look the same.  Once you set this system up, your money will do the exact…

    Ideal Balance

    April 9, 2023
    Budget
    automate finances, bad money habits, Budget, budgeting for beginners, budgeting tips, build wealth, credit repair, credit score, dave ramsey, debt, debt relief, debt-free, digital envelope system, emergency fund, envelope system, fighting about money, Finance, financial coaching, financial freedom, financial future, financial peace, financial systems, get out of debt, money anxiety, money habits, money stress, money systems, net worth millionaire, organize your finances, paycheck plan, paycheck to paycheck, personal finance, retirement fund, save money, savings accounts, sinking funds, student loans, using cash
  • Want To Organize Your Money? Use This System To Use Your Bank Accounts To Get Organized, To Get Disciplined And To Start Saving Money

    Want To Organize Your Money? Use This System To Use Your Bank Accounts To Get Organized, To Get Disciplined And To Start Saving Money

    Imagine money piling up all over the place. That’s what happens with our Digital Envelope System. The Digital Envelopes are chosen by each person but typically include the emergency fund, home repair, car repair, travel, gifts and more. With our system, you will set up automatic transfers to allot money for each account each month.…

    Ideal Balance

    April 7, 2023
    Budget, Uncategorized
    automate finances, bad money habits, Budget, budgeting for beginners, budgeting tips, build wealth, credit repair, credit score, dave ramsey, debt, debt relief, debt-free, digital envelope system, emergency fund, envelope system, fighting about money, Finance, financial coaching, financial freedom, financial future, financial peace, financial systems, get out of debt, money anxiety, money habits, money stress, money systems, net worth millionaire, organize your finances, paycheck plan, paycheck to paycheck, personal finance, retirement fund, save money, savings accounts, sinking funds, student loans, using cash
  • 5 Steps to Create a Savings Bucket System (never be stressed about big bills again!) That Is Separate From Emergency Fund + Investments

    5 Steps to Create a Savings Bucket System (never be stressed about big bills again!) That Is Separate From Emergency Fund + Investments

    A savings bucket is a savings account with a purpose. Unlike the emergency fund and investments, savings buckets take into account your larger annual expenses and divide the cost so that you can budget for them monthly. This system is when you know you’re next level. Rather than just setting money aside without a plan,…

    Ideal Balance

    April 7, 2023
    Budget
    automate finances, bad money habits, Budget, budgeting for beginners, budgeting tips, build wealth, credit repair, credit score, dave ramsey, debt, debt relief, debt-free, digital envelope system, emergency fund, envelope system, fighting about money, Finance, financial coaching, financial freedom, financial future, financial peace, financial systems, get out of debt, money anxiety, money habits, money stress, money systems, net worth millionaire, organize your finances, paycheck plan, paycheck to paycheck, personal finance, retirement fund, save money, savings accounts, sinking funds, student loans, using cash
  • Turn Your Bank Account Into Your Personal Assistant – A Step-by-Step Guide On How To Create An Automatic Bill Pay System

    Recently we were listening to a fellow entrepreneur we admire and one piece of advice she gave was to use little pockets of time to pay a bill here or there. Have you ever had trouble finding time to pay your bills? Is paying bills zero fun? Do you stress about paying your bills? Do…

    Ideal Balance

    March 29, 2023
    Bills, Budget
    automate finances, bad money habits, Budget, budgeting for beginners, budgeting tips, build wealth, credit repair, credit score, dave ramsey, debt, debt relief, debt-free, digital envelope system, emergency fund, envelope system, fighting about money, Finance, financial coaching, financial freedom, financial future, financial peace, financial systems, get out of debt, money anxiety, money habits, money stress, money systems, net worth millionaire, organize your finances, paycheck plan, paycheck to paycheck, personal finance, retirement fund, save money, savings accounts, sinking funds, student loans, using cash
  • The Get Out of Debt (GOOD) Plan

    The Get Out of Debt (GOOD) Plan

    The Get Out Of Debt (GOOD) Plan is something you put into place so you can stop giving all of your hard earned money away. This system will help you know exactly how to get out of debt and when you’ll be done with debt. “You’re putting a little bit of money toward everything and…

    Ideal Balance

    March 28, 2023
    Budget, debt
    Budget, credit cards, debt free, debt payoff, financial freedom, loans, Money, steward
  • 8 things high schoolers know about saving money that you might not

    Recently we taught a group of high school students all about saving money, budgeting, debt & investing. After each lesson, we asked them for their takeaways. Today we’re going to bring you five that you probably should know but may not be practicing. Even if you make more money, don’t spend more money Well this…

    Ideal Balance

    March 6, 2023
    Uncategorized
  • Affirmation Lockscreen: Money edition

    Affirmation Lockscreen: Money edition

    We recently learned that affirmation lockscreens are all the rage. We totally get it. In fact, here’s one lockscreen we’ve been using for 5+ years: With this trend in mind, we decided to create affirmation lockscreens that you can use to help you while you’re budgeting, getting out of debt and building wealth. Simply right…

    Ideal Balance

    March 5, 2023
    Uncategorized
  • Use the Rule of 72 to Double Your Money

    Use the Rule of 72 to Double Your Money

    Once you’re out of debt, you want to invest 15% or more of your income. (You’ll want to invest more than 15% if you’re behind.) The cool news is your invested money will compound over time. The Rule of 72 demonstrates this concept. For example, if you invest $1000 monthly for 20 years at a…

    Ideal Balance

    March 5, 2023
    Budget, Money
    Budget, credit repair, credit score, debt, debt relief, debt-free, Finance, financial coaching, get out of debt, money habits, organize your finance, personal finance, student loans
  • How to afford expensive home repairs without having a heart attack or using debt

    How to afford expensive home repairs without having a heart attack or using debt

    Your home is your most valuable asset. Like any asset, you want to maintain, protect and even increase its value. Just like your car needs an oil change, your home needs regular repairs and maintenance. The problem is they’re not ALWAYS predictable but they always seem to be expensive. Often people try to band aid…

    Ideal Balance

    January 27, 2023
    Budget, debt, Home
    All, Budget, credit repair, credit score, debt, debt relief, debt-free, Finance, financial coaching, financial freedom, get out of debt, money habits, organize your finance, personal finance, student loans
  • Set boundaries & stop letting your priorities fall-AGAIN- to the bottom of the list

    Set boundaries & stop letting your priorities fall-AGAIN- to the bottom of the list

    You’re not Cinderella. No one is coming to save you or do the work for you. Sometimes that means doing the hard work, whether it’s not buying something, eating broccoli or doing one more set of exercises. But sometimes it’s the simple work of protecting your YOU time. Of making yourself a priority.

    Ideal Balance

    January 24, 2023
    Goal Setting, Mindset, Planning
    All, anxiety, balance, being present, Budget, burnout, busy, closet makeover, credit repair, credit score, debt, debt relief Family. home organization, exercise, family time, Fitness, fulfilled, get healthy, get your life together Fitness, gluten free, joy, meal planning Finance, meal prepping, mental health, nutrition, personal finance, personal trainer, professional organizer, purpose, schedule, self-care, storage, strength, stress relief, student loans, time blocking, time management, vegan, weight loss
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