Category: Budget
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Cash for Christmas: How to avoid debt and be able to joyfully give
For our purposes, we’re talking time & money. Gift giving, parties, decorations and such all cost money. It’s time to see how much. List everything you think you want to spend your time or your money on out on your worksheet or a piece of paper. Now you’re going to prioritize. Your time is precious and it’s one of the first things to get claimed with endless parties, activities and attractions this time of year.
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100 Clutter Free Gift Ideas
Every season you rack your brain for what to give as a gift for your loved ones. You always want to make it special, but it seems to get harder each year, doesn’t it? Add to that the clutter crisis most of us experience and the current “everything-is-lost-on-a-ship” somewhere crisis and you have your work […]
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Why your spouse isn’t on board with financial coaching
We very often get folks that want to hire us as their financial coaches but one thing stops them: Their loving spouse. We mean that sincerely. When a woman says “my husband isn’t on board” we know it’s typically because of the following reasons: Money: We understand it’s a financial commitment. But we think of […]
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Is debt ruining your marriage?
Sweet marital bliss. That’s what’ we’re all aiming for. Wouldn’t it be nice if those lovely feelings from the wedding day lasted forever? For the couple that is striving for such a fairy tale, it may or may not surprise you to know that money stress can be holding you back from happily ever after. […]
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Everything you need to know about an Emergency Fund
Now, how do you know when to use your Emergency Fund? Well, first of all, let’s understand it’s not for borrowing, it’s not an ATM. Nope, there are three questions you want to answer before you allow yourself to pull money out of your Emergency Fund:
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Why & How You Should Be Using Cash
Cash is one of the top tools that you can use to get your finances in order and win with money.
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3 Simple Steps to Reset Your Finances This Year
Here’s the thing though: don’t allow your brain to overcomplicate it. You just need a nice, simple plan to reset your finances.
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There’s no such thing as an extra paycheck
The real problem here is your thinking. You’re thinking paycheck to paycheck. You’re thinking small (as in not big goal minded). You’re thinking reactionary instead of proactively. What you need to do is budget EVERY DOLLAR you earn, EVERY single month. Purposefully.
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$40K in 10 Weeks!
We wrapped up our ten week Financial Peace University class this Tuesday! It was sure great. =D We had three couples and three single ladies and we just LOVED all of them!!!! Between the 9 of them, they paid off $40049 in TEN weeks. They cut up !!!21!!! credit cards y’all!!! We have one couple […]
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Christmas Budget Planner
Do you know some of us act like we are surprised that Christmas comes on December 25th every single year? No it’s true! All of the sudden we panic both budget & time wise to get everything in by the deadline! You know, the deadline that comes on the same day every year? This year […]
IDEAL BALANCE 