Category: Budget
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$40K in 10 Weeks!
We wrapped up our ten week Financial Peace University class this Tuesday! It was sure great. =D We had three couples and three single ladies and we just LOVED all of them!!!! Between the 9 of them, they paid off $40049 in TEN weeks. They cut up !!!21!!! credit cards y’all!!! We have one couple […]
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Christmas Budget Planner
Do you know some of us act like we are surprised that Christmas comes on December 25th every single year? No it’s true! All of the sudden we panic both budget & time wise to get everything in by the deadline! You know, the deadline that comes on the same day every year? This year […]
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The Car Payoff Dance!
What do you do when you pay off your vehicle? ~A HAPPY DANCE~ of course! Listen as Jess explains why she paid off her 2015 Kia Sedona, how she paid off her van and how she felt when she did it! As you can see with this video, we work with clients 1-on-1, virtually or […]
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September Debt Payoff
Ideal Balance was born on April 1, 2020. Kind of like an April Fool’s joke, but not really. The joke was on 2020 because even though it tried, it can’t keep us from doing what we’re called to do! A big part of what we are called to do is help people get out of […]
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What is a sinking fund and do you need one? Or five?
A sinking fund is a savings account with a purpose. You probably have a savings account for emergencies. You might even have savings accounts for your kiddo’s college or your retirement (also called investments). The sinking fund is completely different! Sinking funds are for your large budget items that come around once or twice a year. For example, property taxes, Christmas and vacation are examples of sinking funds.
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9 Reasons to Use Cash
Cash is one of the top tools that you can use to get your finances in order and win with money.
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Should you be saving for a vacation right now?
Should you be funding a vacation right now? Good question. We say yes. We say yes, specifically, because we know you work hard. In fact, a vacation is one of our favorite ways to spend our hard earned money intentionally. This is of course with the disclaimer that you can fund it out of your […]
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Dos & Don’ts of Budgeting During Uncertainty
Right now there are a lot of things uncertain. What to do with your personal finances doesn’t have to be one of them. Grab your coffee and read about what to DO with your money and what NOT to do right now. Do: 1. Create a budget for April. We will always say that’s the […]
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