Use the Rule of 72 to Double Your Money
Once you’re out of debt, you want to invest 15% or more of your income. (You’ll want to invest more than 15% if you’re behind.) The cool news is your invested money will compound over time. The Rule of 72 demonstrates this concept. For example, if you invest $1000 monthly for 20 years at a…
Stop doing life & money wrong with these lessons from our coaching sessions
How to maintain momentum during the weight loss stages Why part of the process of getting out of debt has to suck enough to make you mad How to evaluate whether certain budget items are more important than your overall financial goals What automatic transfers are and how they are a game changer for any…
23 Things To Do In 2023 To Improve Your Life
2023! Hooray, congrats you made it! We are confident you’re going to make this a great year. Remember, you’re strong & you’re capable! We have 23 things that are big and small that will make your life better in 2023. 1. Start a morning ritual. (even if you’re not a morning person) Even if it’s…
How exactly to achieve the nine most popular New Year’s goals (Ultimate Goal Setting & Getting Guide)
According to this popular website, the following the goals are the most common. These are the New Year’s resolutions people commonly make and, unfortunately, commonly break as well. We have a system at Ideal Balance that we walk each and every client through and we’re going to work through some of that with you today…
Get out of debt formula
It’s really annoying when half of your paycheck goes to debt payments. It’s frustrating when you want to go on a trip or set aside some money for your kids (college, wedding, first car, help with down payment) and you can’t because it seems like all of your money is gone before you can. It’s…
How you can EASILY calculate your own retirement numbers
Today we’re going to talk retirement. Whether you’re young or mature (😉) you want to pay attention. You might be doing a lot of work to get your finances in order and budget correctly, but if you don’t understand the end goal, you can lose motivation. Today we want to tell you about a simple…
9 reasons why you should cut up your credit cards & divorce them forever
You should give up on credit cards because they are costing you much money, robbing you from your future, making you spend more and hey, it’s the new and cool thing to do!
Cash for Christmas: How to avoid debt and be able to joyfully give
For our purposes, we’re talking time & money. Gift giving, parties, decorations and such all cost money. It’s time to see how much. List everything you think you want to spend your time or your money on out on your worksheet or a piece of paper. Now you’re going to prioritize. Your time is precious…
3 Simple Steps to Reset Your Finances This Year
Here’s the thing though: don’t allow your brain to overcomplicate it. You just need a nice, simple plan to reset your finances.
$40K in 10 Weeks!
We wrapped up our ten week Financial Peace University class this Tuesday! It was sure great. =D We had three couples and three single ladies and we just LOVED all of them!!!! Between the 9 of them, they paid off $40049 in TEN weeks. They cut up !!!21!!! credit cards y’all!!! We have one couple…