Category: Money
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Get out of debt formula
It’s really annoying when half of your paycheck goes to debt payments. It’s frustrating when you want to go on a trip or set aside some money for your kids (college, wedding, first car, help with down payment) and you can’t because it seems like all of your money is gone before you can. It’s […]
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How you can EASILY calculate your own retirement numbers
Today we’re going to talk retirement. Whether you’re young or mature (😉) you want to pay attention. You might be doing a lot of work to get your finances in order and budget correctly, but if you don’t understand the end goal, you can lose motivation. Today we want to tell you about a simple concept called the 4% rule that can help you know when exactly how you can plan to retire. It may be sooner than you think and it hopefully is much simpler than you think. So, let’s dive in.
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9 reasons why you should cut up your credit cards & divorce them forever
You should give up on credit cards because they are costing you much money, robbing you from your future, making you spend more and hey, it’s the new and cool thing to do!
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Cash for Christmas: How to avoid debt and be able to joyfully give
For our purposes, we’re talking time & money. Gift giving, parties, decorations and such all cost money. It’s time to see how much. List everything you think you want to spend your time or your money on out on your worksheet or a piece of paper. Now you’re going to prioritize. Your time is precious and it’s one of the first things to get claimed with endless parties, activities and attractions this time of year.
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3 Simple Steps to Reset Your Finances This Year
Here’s the thing though: don’t allow your brain to overcomplicate it. You just need a nice, simple plan to reset your finances.
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$40K in 10 Weeks!
We wrapped up our ten week Financial Peace University class this Tuesday! It was sure great. =D We had three couples and three single ladies and we just LOVED all of them!!!! Between the 9 of them, they paid off $40049 in TEN weeks. They cut up !!!21!!! credit cards y’all!!! We have one couple […]
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The Car Payoff Dance!
What do you do when you pay off your vehicle? ~A HAPPY DANCE~ of course! Listen as Jess explains why she paid off her 2015 Kia Sedona, how she paid off her van and how she felt when she did it! As you can see with this video, we work with clients 1-on-1, virtually or […]
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What is a sinking fund and do you need one? Or five?
A sinking fund is a savings account with a purpose. You probably have a savings account for emergencies. You might even have savings accounts for your kiddo’s college or your retirement (also called investments). The sinking fund is completely different! Sinking funds are for your large budget items that come around once or twice a year. For example, property taxes, Christmas and vacation are examples of sinking funds.
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Should you be saving for a vacation right now?
Should you be funding a vacation right now? Good question. We say yes. We say yes, specifically, because we know you work hard. In fact, a vacation is one of our favorite ways to spend our hard earned money intentionally. This is of course with the disclaimer that you can fund it out of your […]
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Dos & Don’ts of Budgeting During Uncertainty
Right now there are a lot of things uncertain. What to do with your personal finances doesn’t have to be one of them. Grab your coffee and read about what to DO with your money and what NOT to do right now. Do: 1. Create a budget for April. We will always say that’s the […]
IDEAL BALANCE 