IDEAL BALANCE

144 | Budget School Series (Pt. 5): Saving Money 101 plus Building Emergency Funds & Investing Wisely – Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money + Paycheck Plans

We're on day five of our budget school, and today, we're talking all about savings, emergency funds, and investments. Here are some episode highlights: Savings 101: Savings is the part of your budget that's not being spent for right now. It's money set aside for the future. We want to help you be prepared for life's expected expenses. Emergency Fund: Start with a mini emergency fund, like $1,000, which can vary depending on your family size and comfort level. The goal is to have 3-6 months' worth of living expenses set aside in a dedicated account. Investments: Investing is a crucial part of financial planning. Aim to save at least 15% of your income for investments, but adjust based on your goals and financial situation. Budgeting for Savings: Create savings buckets for annual or irregular expenses like Christmas, birthdays, and car maintenance. Calculate how much you need for these expenses annually and divide it by 12 to budget monthly. Becoming Your Own Bank: The goal is to rely on your savings and investments rather than credit in emergencies. This financial freedom comes from careful planning and dedication. Action Steps: 1. Identify where you are in your financial journey: emergency fund, debt payoff, savings buckets, or investments. 2. Start funding your financial goals with each paycheck. Consistency is key. 3. Prioritize building your emergency fund before diving into investments. 4. Set up savings buckets for expected expenses, so you're prepared when they come up. 5. Invest regularly to secure your financial future. Don't forget to check out our Budget Power Hour workbook with a special discount code "100" for $100 off! 📘 — Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

1. 144 | Budget School Series (Pt. 5): Saving Money 101 plus Building Emergency Funds & Investing Wisely 21:30
2. 143 | Budget School Series (Pt. 4): Planning Your Spending 📊💰 (How Much To Spend on Groceries, Gas, Fun, Restaurants & Other Spending Categories) 55:26
3. 142 | Budget School Series: (Pt3 ): Monthly Bill Strategies 34:08
4. 141 | Budget School Series Pt 2: All About Debt Plus Why & How To Get Debt-Free 39:09
5. 140 | Budget School Series: The Ultimate Income Breakdown (Part 1) 29:50

Have you ever battled an addiction with your phone, social media or alcohol?

Have you ever tried at a business and failed?

Have little things with your child culminated into a big thing?

Have you been stuck just feeling stuck and discontent?

Sometimes we think these things are just us “failing at life.” Today we’re going to talk to you about how they may be evidence of spiritual warfare. These strongholds in your life can trap you and keep you from living our your full purpose. 

You’re sitting in a trial in your life because you’re not gleaning the lesson

Stefanie Gass

Today we are honored to have Stefanie Gass on our show to talk to you about how to walk through spiritual battles in your life. In this episode we cover:

• How to recognize a spiritual attack
• What your discernment alarm is and how to use it
• Where you’re most vulnerable to attack
• Why you you may be stuck sitting in the same trial and haven’t overcome it yet
• Why you must NAME the attack
• How to call on God & let Him fight for you
• How to equip yourself to fight 
• Why your battles don’t end with prayer
• How to receive victory

Sometimes we take the bait from the enemy and we end up lost. Just look up to find your Savior waiting for you.

Stefanie Gass

Get the 7-Step Spiritual Battle Plan to Defeat the Enemy, Spiritual
Warfare, and Strongholds from Psalms 18 here: http://www.stefaniegass.com/battleplan

Stefanie Gass is a CEO, wife, boy mom, coffee lover, and #pjsallday enthusiast! Stef helps women get clear on their niche, start a podcast, and grow a successful online business, God’s way. 

She is the host of a top .5% globally ranked podcast for Christian Entrepreneurs, The Stefanie Gass Show. 

Stef believes it’s possible to partner with God to create impact and income without sacrificing or buying into social media hustle.

Connect w/ Stef: http://www.thestefaniegasshow.com