Tag: Budget
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Cash for Christmas: How to avoid debt and be able to joyfully give
For our purposes, we’re talking time & money. Gift giving, parties, decorations and such all cost money. It’s time to see how much. List everything you think you want to spend your time or your money on out on your worksheet or a piece of paper. Now you’re going to prioritize. Your time is precious and it’s one of the first things to get claimed with endless parties, activities and attractions this time of year.
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Why your spouse isn’t on board with financial coaching
We very often get folks that want to hire us as their financial coaches but one thing stops them: Their loving spouse. We mean that sincerely. When a woman says “my husband isn’t on board” we know it’s typically because of the following reasons: Money: We understand it’s a financial commitment. But we think of […]
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Is debt ruining your marriage?
Sweet marital bliss. That’s what’ we’re all aiming for. Wouldn’t it be nice if those lovely feelings from the wedding day lasted forever? For the couple that is striving for such a fairy tale, it may or may not surprise you to know that money stress can be holding you back from happily ever after. […]
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8 Ways To Eat Healthy on a Budget
Many of our clients have goals in the finance and the fitness department. That means that they want to save money AND save calories. We’ve created this list to help you save money while sticking to your health goals. So let’s get right to it, 15 Ways To Eat Healthy On A Budget 1. Stop […]
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Everything you need to know about an Emergency Fund
Now, how do you know when to use your Emergency Fund? Well, first of all, let’s understand it’s not for borrowing, it’s not an ATM. Nope, there are three questions you want to answer before you allow yourself to pull money out of your Emergency Fund:
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There’s no such thing as an extra paycheck
The real problem here is your thinking. You’re thinking paycheck to paycheck. You’re thinking small (as in not big goal minded). You’re thinking reactionary instead of proactively. What you need to do is budget EVERY DOLLAR you earn, EVERY single month. Purposefully.
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$40K in 10 Weeks!
We wrapped up our ten week Financial Peace University class this Tuesday! It was sure great. =D We had three couples and three single ladies and we just LOVED all of them!!!! Between the 9 of them, they paid off $40049 in TEN weeks. They cut up !!!21!!! credit cards y’all!!! We have one couple […]
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The Car Payoff Dance!
What do you do when you pay off your vehicle? ~A HAPPY DANCE~ of course! Listen as Jess explains why she paid off her 2015 Kia Sedona, how she paid off her van and how she felt when she did it! As you can see with this video, we work with clients 1-on-1, virtually or […]
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September Debt Payoff
Ideal Balance was born on April 1, 2020. Kind of like an April Fool’s joke, but not really. The joke was on 2020 because even though it tried, it can’t keep us from doing what we’re called to do! A big part of what we are called to do is help people get out of […]
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