Categories
Budget Money

$40K in 10 Weeks!

We wrapped up our ten week Financial Peace University class this Tuesday! It was sure great. =D We had three couples and three single ladies and we just LOVED all of them!!!!

Between the 9 of them, they paid off $40049 in TEN weeks. They cut up !!!21!!! credit cards y’all!!! We have one couple who moved to Baby Step 3 during the class, we have another couple who will be on to Baby Step 3 in December and another by April!!!! We love what we do! =D

As a reminder, here are the Baby Steps:

  • BABY STEP 1
    Save $1,000 for your starter emergency fund.
  • BABY STEP 2
    Pay off all debt (except the house) using the debt snowball.
  • BABY STEP 3
    Save 3–6 months of expenses in a fully funded emergency fund.
  • BABY STEP 4
    Invest 15% of your household income in retirement.
  • BABY STEP 5
    Save for your children’s college fund.
  • BABY STEP 6
    Pay off your home early.
  • BABY STEP 7
    Build wealth and give generously.

We are Ramsey Solutions Master Financial Coaches and we LOVE teaching Financial Peace University, though we only do it once a year during the fall. There are other ways to get our help if it’s something that’s been on your heart.

Financial Coaching / 2 meetings per month / $150 Learn More

Budget Like A Rockstar Workshop June 12 @ 8am. Tickets



Ideal Balance is The Life Coaching Facility in Navarre, Florida that focuses on Fitness, Family & Finance. We help our clients create the discipline & habits they need to strip off what’s holding them back from living the life God created them to live. We work with clients in 1-on-1 sessions in person and virtually as well as in Small Groups in Personal Training sessions, workshops and other events. We’re on a mission to inject hope and empower our community one client at a time. Contact us if you’d like to find out more.

Categories
Budget Money

The Car Payoff Dance!

What do you do when you pay off your vehicle?

~A HAPPY DANCE~ of course!

Listen as Jess explains why she paid off her 2015 Kia Sedona, how she paid off her van and how she felt when she did it!

As you can see with this video, we work with clients 1-on-1, virtually or in-person, to help them reach their financial goals!

What could you do with your car payment money?

Categories
Budget

September Debt Payoff

Ideal Balance was born on April 1, 2020. Kind of like an April Fool’s joke, but not really. The joke was on 2020 because even though it tried, it can’t keep us from doing what we’re called to do!

A big part of what we are called to do is help people get out of debt! We’ve been helping one client, one family at a time to get out of debt. In fact, our clients have met 2020 head on just like we have and they’ve CRUSHED debt! Check out the numbers below:

April $25,288

May $26,143

June $40,162

July $73,034

August $65,899

September $70,053

Those numbers represent credit cards being paid off and cut up. They also represent cars being paid off. They even represent mortgages being paid in full. They represent hundreds and thousands of dollars not being paid OUT each month for each family we help. That means more money in their pocket, less stress and more breathing room.

Since April, we’ve four separate families get debt-free. All in all, so far, our clients have paid off $300,579 since April! And we’re just getting started.

As a company, our goal is to hit $1,000,000 by our 1 year anniversary next April.

If you want to be a part of that, we encourage you to sign up for a free 15-minute coaching call to see if we can help!