For our purposes, we’re talking time & money. Gift giving, parties, decorations and such all cost money. It’s time to see how much. List everything you think you want to spend your time or your money on out on your worksheet or a piece of paper. Now you’re going to prioritize. Your time is precious and it’s one of the first things to get claimed with endless parties, activities and attractions this time of year.
Every season you rack your brain for what to give as a gift for your loved ones. You always want to make it special, but it seems to get harder each year, doesn’t it? Add to that the clutter crisis most of us experience and the current “everything-is-lost-on-a-ship” somewhere crisis and you have your work […]